![]() Payment Example: Loan amount $75,000 at 4.375% for 120 month (10-year) term has an estimated Principal & Interest payment of $772.95. Consult your tax advisor regarding the tax deductibility of interest. Flood/hazard certificate and property insurance required. Please refer to the Fees page for more information about fees associated with this product. Set-up costs paid by the Credit Union range from $200-$500, depending on the transaction, will be reimbursed by the member if the loan is paid off and closed within 3 years of opening. Applicants who are not already a Qualstar member must qualify for membership. No set-up fees are charged to the member at funding. Applies to both owner occupied *and non-owner occupied properties in Washington, Oregon, Idaho and Alaska. A full appraisal may be required in such cases the appraisal fee is charged and collected up-front from the member. ![]() Mortgage loan insurance may be required and may increase the payment.Īpproved rate and term are based on applicant’s credit history and Qualstar’s lending guidelines. Payment Example: Loan amount of $225, 000 at 5.000% for 30 year term has an estimated Principal & Interest payment of $1,207.85. Loan approval, term, and rate received are based on the applicant’s credit qualifications. Rates and terms subject to change without notice. Per the Secure and Fair Enforcement (SAFE) Act, Nationwide Mortgage Licensing System (NMLS) registration information is available by request.
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